Call reports 2010
GRAND BANK, NATIONAL ASSOCIATION — 2010
What GRAND BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 338,119,000 | 404,346,000 | 392,711,000 | 424,689,000 |
| Total loans | 307,003,000 | 363,861,000 | 348,469,000 | 355,143,000 |
| Allowance for loan losses | 4,207,000 | 4,315,000 | 3,980,000 | 4,025,000 |
| Securities available for sale | 13,914,000 | 16,110,000 | 15,551,000 | 9,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,041,000 | 318,879,000 | 303,086,000 | 359,672,000 |
| Interest-bearing deposits | 275,863,000 | 306,856,000 | 286,390,000 | 339,049,000 |
| Noninterest-bearing deposits | 11,178,000 | 12,023,000 | 16,696,000 | 20,623,000 |
| Equity capital | 30,725,000 | 31,658,000 | 33,732,000 | 35,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,998,000 | 8,388,000 | 13,179,000 | 17,695,000 |
| Interest expense | 1,349,000 | 2,625,000 | 3,905,000 | 5,167,000 |
| Net interest income | 2,649,000 | 5,763,000 | 9,274,000 | 12,528,000 |
| Noninterest income | 6,446,000 | 15,720,000 | 32,305,000 | 51,096,000 |
| Noninterest expense | 8,136,000 | 18,647,000 | 35,516,000 | 53,794,000 |
| Provision for loan losses | 300,000 | 650,000 | 1,425,000 | 4,845,000 |
| Pretax income | 659,000 | 2,186,000 | 4,707,000 | 5,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 659,000 | 2,186,000 | 4,707,000 | 5,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,353,000 | 31,485,000 | 33,018,000 | 34,461,000 |
| Total capital | 40,561,000 | 41,354,000 | 43,151,000 | 44,633,000 |
| Risk-weighted assets | 255,627,000 | 228,143,000 | 259,241,000 | 252,126,000 |