Call reports 2009
GRAND BANK, NATIONAL ASSOCIATION — 2009
What GRAND BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 319,982,000 | 378,049,000 | 337,846,000 | 346,141,000 |
| Total loans | 284,454,000 | 326,072,000 | 298,434,000 | 322,556,000 |
| Allowance for loan losses | 3,935,000 | 4,633,000 | 4,487,000 | 4,455,000 |
| Securities available for sale | 25,162,000 | 21,120,000 | 18,942,000 | 15,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,031,000 | 343,064,000 | 302,212,000 | 301,999,000 |
| Interest-bearing deposits | 280,735,000 | 328,962,000 | 284,930,000 | 287,673,000 |
| Noninterest-bearing deposits | 14,296,000 | 14,102,000 | 17,282,000 | 14,326,000 |
| Equity capital | 17,317,000 | 26,794,000 | 27,436,000 | 29,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,544,000 | 9,672,000 | 14,854,000 | 19,978,000 |
| Interest expense | 1,763,000 | 3,552,000 | 5,442,000 | 7,034,000 |
| Net interest income | 2,781,000 | 6,120,000 | 9,412,000 | 12,944,000 |
| Noninterest income | 2,964,000 | 9,865,000 | 14,564,000 | 23,992,000 |
| Noninterest expense | 2,813,000 | 9,629,000 | 17,135,000 | 26,833,000 |
| Provision for loan losses | 2,414,000 | 3,114,000 | 3,314,000 | 7,849,000 |
| Pretax income | 518,000 | 3,242,000 | 3,527,000 | 2,254,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 518,000 | 3,240,000 | 3,525,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,362,000 | 26,794,000 | 27,079,000 | 29,685,000 |
| Total capital | 27,487,000 | 37,154,000 | 37,222,000 | 39,905,000 |
| Risk-weighted assets | 249,152,000 | 267,555,000 | 250,486,000 | 256,361,000 |