Call reports 2003
FSGBANK, NATIONAL ASSOCIATION — 2003
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 276,314,000 | 270,703,000 |
| Total loans | 185,906,000 | 180,602,000 |
| Allowance for loan losses | 2,898,000 | 2,878,000 |
| Securities available for sale | 31,175,000 | 31,496,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 235,807,000 | 230,566,000 |
| Interest-bearing deposits | 192,072,000 | 193,188,000 |
| Noninterest-bearing deposits | 43,735,000 | 37,378,000 |
| Equity capital | 32,289,000 | 32,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 2,397,000 | 5,902,000 |
| Interest expense | 877,000 | 2,144,000 |
| Net interest income | 1,520,000 | 3,758,000 |
| Noninterest income | 502,000 | 1,208,000 |
| Noninterest expense | 1,481,000 | 3,657,000 |
| Provision for loan losses | 285,000 | 355,000 |
| Pretax income | 256,000 | 978,000 |
| Income tax | 78,000 | 366,000 |
| Net income | 178,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 22,440,000 | 22,981,000 |
| Total capital | 24,955,000 | 25,489,000 |
| Risk-weighted assets | 200,580,000 | 200,240,000 |