Call reports 2002
FSGBANK, NATIONAL ASSOCIATION — 2002
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 160,708,000 | 171,686,000 | 190,577,000 | 175,732,000 |
| Total loans | 124,003,000 | 127,151,000 | 130,967,000 | 130,809,000 |
| Allowance for loan losses | 1,778,000 | 1,766,000 | 2,018,000 | 1,903,000 |
| Securities available for sale | 16,722,000 | 18,653,000 | 18,524,000 | 19,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,830,000 | 148,247,000 | 166,111,000 | 151,723,000 |
| Interest-bearing deposits | 115,397,000 | 114,155,000 | 125,670,000 | 126,817,000 |
| Noninterest-bearing deposits | 21,433,000 | 34,092,000 | 40,441,000 | 24,906,000 |
| Equity capital | 19,243,000 | 19,731,000 | 20,065,000 | 20,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,392,000 | 4,843,000 | 7,393,000 | 9,968,000 |
| Interest expense | 986,000 | 1,965,000 | 2,950,000 | 3,934,000 |
| Net interest income | 1,406,000 | 2,878,000 | 4,443,000 | 6,034,000 |
| Noninterest income | 372,000 | 773,000 | 1,160,000 | 1,664,000 |
| Noninterest expense | 1,119,000 | 2,259,000 | 3,463,000 | 4,686,000 |
| Provision for loan losses | 86,000 | 192,000 | 516,000 | 777,000 |
| Pretax income | 596,000 | 1,240,000 | 1,664,000 | 2,275,000 |
| Income tax | 224,000 | 465,000 | 629,000 | 834,000 |
| Net income | 372,000 | 775,000 | 1,035,000 | 1,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,836,000 | 14,239,000 | 14,499,000 | 14,905,000 |
| Total capital | 15,445,000 | 15,921,000 | 16,250,000 | 16,592,000 |
| Risk-weighted assets | 128,562,000 | 134,456,000 | 139,814,000 | 134,642,000 |