Call reports 2001
FSGBANK, NATIONAL ASSOCIATION — 2001
What FSGBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 119,756,000 | 139,021,000 | 152,586,000 | 154,878,000 |
| Total loans | 90,956,000 | 106,842,000 | 127,172,000 | 122,502,000 |
| Allowance for loan losses | 1,113,000 | 1,303,000 | 1,546,000 | 1,718,000 |
| Securities available for sale | 10,596,000 | 12,219,000 | 12,029,000 | 16,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,805,000 | 113,741,000 | 127,672,000 | 129,446,000 |
| Interest-bearing deposits | 90,054,000 | 100,339,000 | 107,306,000 | 110,492,000 |
| Noninterest-bearing deposits | 11,751,000 | 13,402,000 | 20,366,000 | 18,954,000 |
| Equity capital | 15,142,000 | 17,369,000 | 17,502,000 | 18,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,604,000 | 7,192,000 | 9,672,000 |
| Interest expense | 1,266,000 | 2,552,000 | 3,913,000 | 5,099,000 |
| Net interest income | 1,025,000 | 2,052,000 | 3,279,000 | 4,573,000 |
| Noninterest income | 196,000 | 410,000 | 670,000 | 1,166,000 |
| Noninterest expense | 963,000 | 1,957,000 | 3,149,000 | 4,435,000 |
| Provision for loan losses | 25,000 | 287,000 | 527,000 | 772,000 |
| Pretax income | 233,000 | 218,000 | 273,000 | 532,000 |
| Income tax | 92,000 | 87,000 | 107,000 | 255,000 |
| Net income | 141,000 | 131,000 | 166,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,369,000 | 11,713,000 | 11,852,000 | 13,464,000 |
| Total capital | 10,482,000 | 13,016,000 | 13,398,000 | 15,047,000 |
| Risk-weighted assets | 97,524,000 | 113,162,000 | 129,176,000 | 126,534,000 |