Call reports 2017
SAINT MARTIN BANK AND TRUST COMPANY — 2017
What SAINT MARTIN BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 595,128,000 | 596,448,000 | 591,292,000 |
| Total loans | 448,652,000 | 455,456,000 | 458,916,000 |
| Allowance for loan losses | 5,895,000 | 6,088,000 | 6,047,000 |
| Securities available for sale | 52,742,000 | 54,503,000 | 57,412,000 |
| Securities held to maturity | 3,049,000 | 3,054,000 | 3,058,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 510,039,000 | 509,766,000 | 505,470,000 |
| Interest-bearing deposits | 343,174,000 | 338,885,000 | 338,503,000 |
| Noninterest-bearing deposits | 166,865,000 | 170,881,000 | 166,967,000 |
| Equity capital | 57,741,000 | 59,898,000 | 62,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 6,913,000 | 14,011,000 | 21,337,000 |
| Interest expense | 591,000 | 1,178,000 | 1,753,000 |
| Net interest income | 6,322,000 | 12,833,000 | 19,584,000 |
| Noninterest income | 1,032,000 | 2,155,000 | 3,263,000 |
| Noninterest expense | 4,048,000 | 8,086,000 | 11,861,000 |
| Provision for loan losses | 240,000 | 510,000 | 585,000 |
| Pretax income | 3,066,000 | 6,391,000 | 10,400,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 3,066,000 | 6,391,000 | 10,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 53,547,000 | 55,292,000 | 57,674,000 |
| Total capital | 59,444,000 | 61,380,000 | 63,721,000 |
| Risk-weighted assets | 505,043,000 | 505,419,000 | 507,024,000 |