Call reports 2012
SAINT MARTIN BANK AND TRUST COMPANY — 2012
What SAINT MARTIN BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 361,844,000 | 366,914,000 | 377,072,000 | 401,604,000 |
| Total loans | 257,448,000 | 270,224,000 | 278,756,000 | 288,212,000 |
| Allowance for loan losses | 3,839,000 | 3,797,000 | 3,768,000 | 3,650,000 |
| Securities available for sale | 42,772,000 | 43,272,000 | 41,303,000 | 43,835,000 |
| Securities held to maturity | 2,284,000 | 3,764,000 | 3,239,000 | 3,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,182,000 | 303,437,000 | 304,271,000 | 331,482,000 |
| Interest-bearing deposits | 203,664,000 | 205,902,000 | 211,159,000 | 222,423,000 |
| Noninterest-bearing deposits | 95,517,000 | 97,535,000 | 93,111,000 | 109,059,000 |
| Equity capital | 42,406,000 | 42,947,000 | 43,567,000 | 42,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,847,000 | 9,718,000 | 14,849,000 | 20,190,000 |
| Interest expense | 448,000 | 903,000 | 1,355,000 | 1,829,000 |
| Net interest income | 4,399,000 | 8,815,000 | 13,494,000 | 18,361,000 |
| Noninterest income | 770,000 | 1,716,000 | 2,596,000 | 3,496,000 |
| Noninterest expense | 2,662,000 | 5,458,000 | 8,170,000 | 11,655,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,507,000 | 5,073,000 | 7,920,000 | 10,323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,507,000 | 5,073,000 | 7,920,000 | 10,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,979,000 | 35,483,000 | 37,336,000 | 36,475,000 |
| Total capital | 38,134,000 | 38,791,000 | 40,736,000 | 39,985,000 |
| Risk-weighted assets | 251,708,000 | 264,167,000 | 271,663,000 | 280,678,000 |