Call reports 2011
SAINT MARTIN BANK AND TRUST COMPANY — 2011
What SAINT MARTIN BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 336,957,000 | 335,084,000 | 338,675,000 | 351,538,000 |
| Total loans | 228,646,000 | 243,638,000 | 249,682,000 | 252,127,000 |
| Allowance for loan losses | 3,852,000 | 3,858,000 | 3,948,000 | 3,873,000 |
| Securities available for sale | 44,723,000 | 45,660,000 | 38,065,000 | 43,798,000 |
| Securities held to maturity | 2,705,000 | 2,623,000 | 2,622,000 | 2,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,216,000 | 278,250,000 | 272,708,000 | 285,303,000 |
| Interest-bearing deposits | 192,220,000 | 192,020,000 | 190,392,000 | 197,885,000 |
| Noninterest-bearing deposits | 87,996,000 | 86,230,000 | 82,316,000 | 87,418,000 |
| Equity capital | 38,371,000 | 40,396,000 | 42,272,000 | 41,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,652,000 | 9,367,000 | 14,176,000 | 19,028,000 |
| Interest expense | 498,000 | 964,000 | 1,417,000 | 1,868,000 |
| Net interest income | 4,154,000 | 8,403,000 | 12,759,000 | 17,160,000 |
| Noninterest income | 693,000 | 1,523,000 | 2,295,000 | 3,076,000 |
| Noninterest expense | 2,658,000 | 5,362,000 | 8,062,000 | 11,271,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 1,889,000 | 4,264,000 | 6,692,000 | 8,665,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,889,000 | 4,264,000 | 6,692,000 | 8,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,280,000 | 32,900,000 | 34,557,000 | 33,490,000 |
| Total capital | 34,169,000 | 35,868,000 | 37,633,000 | 36,546,000 |
| Risk-weighted assets | 230,150,000 | 236,523,000 | 245,207,000 | 243,678,000 |