Call reports 2003
MAXIMBANK — 2003
What MAXIMBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 318,513,000 | 312,018,000 |
| Total loans | 95,395,000 | 98,258,000 |
| Allowance for loan losses | 1,389,000 | 1,428,000 |
| Securities available for sale | 195,059,000 | 57,538,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 244,762,000 | 242,035,000 |
| Interest-bearing deposits | 177,048,000 | 171,854,000 |
| Noninterest-bearing deposits | 67,714,000 | 70,181,000 |
| Equity capital | 29,040,000 | 30,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 3,687,000 | 7,278,000 |
| Interest expense | 797,000 | 1,499,000 |
| Net interest income | 2,890,000 | 5,779,000 |
| Noninterest income | 1,180,000 | 2,476,000 |
| Noninterest expense | 2,957,000 | 6,396,000 |
| Provision for loan losses | 90,000 | 130,000 |
| Pretax income | 1,023,000 | 6,991,000 |
| Income tax | 240,000 | 2,169,000 |
| Net income | 783,000 | 4,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 24,422,000 | 28,477,000 |
| Total capital | 25,811,000 | 29,905,000 |
| Risk-weighted assets | 131,074,000 | 134,667,000 |