Call reports 2017
FOLSOM LAKE BANK — 2017
What FOLSOM LAKE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 202,763,000 | 205,880,000 | 197,291,000 |
| Total loans | 120,513,000 | 127,184,000 | 122,251,000 |
| Allowance for loan losses | 1,467,000 | 1,467,000 | 1,467,000 |
| Securities available for sale | 66,369,000 | 53,871,000 | 41,574,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 167,506,000 | 171,394,000 | 171,948,000 |
| Interest-bearing deposits | 110,158,000 | 109,494,000 | 101,029,000 |
| Noninterest-bearing deposits | 57,348,000 | 61,900,000 | 70,919,000 |
| Equity capital | 17,434,000 | 17,645,000 | 16,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 1,777,000 | 3,597,000 | 5,386,000 |
| Interest expense | 178,000 | 367,000 | 542,000 |
| Net interest income | 1,599,000 | 3,230,000 | 4,844,000 |
| Noninterest income | 52,000 | 101,000 | 158,000 |
| Noninterest expense | 1,190,000 | 2,947,000 | 7,022,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 461,000 | 561,000 | -1,774,000 |
| Income tax | 190,000 | 231,000 | -625,000 |
| Net income | 271,000 | 330,000 | -1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 17,472,000 | 17,544,000 | 16,125,000 |
| Total capital | 18,950,000 | 19,022,000 | 17,603,000 |
| Risk-weighted assets | 139,608,000 | 144,227,000 | 129,211,000 |