Call report 2022Q4
CITIZENS SAVINGS BANK — 2022Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,630,000 | USD | evidence → |
| Total loans | 58,850,000 | USD | evidence → |
| Allowance for loan losses | 675,000 | USD | evidence → |
| Securities available for sale | 47,617,000 | USD | evidence → |
| Securities held to maturity | 44,393,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,010,000 | USD | evidence → |
| Interest-bearing deposits | 125,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,678,000 | USD | evidence → |
| Equity capital | 6,938,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,617,000 | USD | evidence → |
| Interest expense | 417,000 | USD | evidence → |
| Net interest income | 4,200,000 | USD | evidence → |
| Noninterest income | 319,000 | USD | evidence → |
| Noninterest expense | 2,753,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,765,000 | USD | evidence → |
| Income tax | 86,000 | USD | evidence → |
| Net income | 1,679,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,582,000 | USD | evidence → |
| Total capital | 15,257,000 | USD | evidence → |
| Risk-weighted assets | 80,665,000 | USD | evidence → |