Call report 2020Q4
CITIZENS SAVINGS BANK — 2020Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,310,000 | USD | evidence → |
| Total loans | 60,885,000 | USD | evidence → |
| Allowance for loan losses | 676,000 | USD | evidence → |
| Securities available for sale | 52,777,000 | USD | evidence → |
| Securities held to maturity | 1,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,730,000 | USD | evidence → |
| Interest-bearing deposits | 109,851,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,879,000 | USD | evidence → |
| Equity capital | 15,340,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,675,000 | USD | evidence → |
| Interest expense | 624,000 | USD | evidence → |
| Net interest income | 4,051,000 | USD | evidence → |
| Noninterest income | 334,000 | USD | evidence → |
| Noninterest expense | 2,411,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,924,000 | USD | evidence → |
| Income tax | 94,000 | USD | evidence → |
| Net income | 1,830,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,392,000 | USD | evidence → |
| Total capital | 14,068,000 | USD | evidence → |
| Risk-weighted assets | 80,203,000 | USD | evidence → |