Call report 2019Q4
CITIZENS SAVINGS BANK — 2019Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,404,000 | USD | evidence → |
| Total loans | 66,862,000 | USD | evidence → |
| Allowance for loan losses | 626,000 | USD | evidence → |
| Securities available for sale | 40,909,000 | USD | evidence → |
| Securities held to maturity | 1,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,519,000 | USD | evidence → |
| Interest-bearing deposits | 90,625,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,894,000 | USD | evidence → |
| Equity capital | 13,830,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,753,000 | USD | evidence → |
| Interest expense | 613,000 | USD | evidence → |
| Net interest income | 4,140,000 | USD | evidence → |
| Noninterest income | 354,000 | USD | evidence → |
| Noninterest expense | 2,518,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,976,000 | USD | evidence → |
| Income tax | 97,000 | USD | evidence → |
| Net income | 1,879,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,814,000 | USD | evidence → |
| Total capital | 13,440,000 | USD | evidence → |
| Risk-weighted assets | 81,315,000 | USD | evidence → |