Call report 2014Q4
CITIZENS SAVINGS BANK — 2014Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,202,000 | USD | evidence → |
| Total loans | 55,965,000 | USD | evidence → |
| Allowance for loan losses | 515,000 | USD | evidence → |
| Securities available for sale | 67,790,000 | USD | evidence → |
| Securities held to maturity | 1,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,271,000 | USD | evidence → |
| Interest-bearing deposits | 97,808,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,463,000 | USD | evidence → |
| Equity capital | 11,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,603,000 | USD | evidence → |
| Interest expense | 427,000 | USD | evidence → |
| Net interest income | 4,176,000 | USD | evidence → |
| Noninterest income | 431,000 | USD | evidence → |
| Noninterest expense | 2,467,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,206,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 2,101,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,208,000 | USD | evidence → |
| Total capital | 10,723,000 | USD | evidence → |
| Risk-weighted assets | 84,756,000 | USD | evidence → |