Call report 2012Q4
CITIZENS SAVINGS BANK — 2012Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,659,000 | USD | evidence → |
| Total loans | 51,988,000 | USD | evidence → |
| Allowance for loan losses | 721,000 | USD | evidence → |
| Securities available for sale | 59,025,000 | USD | evidence → |
| Securities held to maturity | 1,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,957,000 | USD | evidence → |
| Interest-bearing deposits | 96,834,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,123,000 | USD | evidence → |
| Equity capital | 11,209,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,529,000 | USD | evidence → |
| Interest expense | 769,000 | USD | evidence → |
| Net interest income | 3,760,000 | USD | evidence → |
| Noninterest income | 425,000 | USD | evidence → |
| Noninterest expense | 2,226,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,967,000 | USD | evidence → |
| Income tax | 96,000 | USD | evidence → |
| Net income | 1,871,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,120,000 | USD | evidence → |
| Total capital | 9,841,000 | USD | evidence → |
| Risk-weighted assets | 74,674,000 | USD | evidence → |