Call report 2009Q4
CITIZENS SAVINGS BANK — 2009Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,442,000 | USD | evidence → |
| Total loans | 51,485,000 | USD | evidence → |
| Allowance for loan losses | 775,000 | USD | evidence → |
| Securities available for sale | 40,776,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,904,000 | USD | evidence → |
| Interest-bearing deposits | 83,122,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,782,000 | USD | evidence → |
| Equity capital | 8,865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,942,000 | USD | evidence → |
| Interest expense | 1,496,000 | USD | evidence → |
| Net interest income | 3,446,000 | USD | evidence → |
| Noninterest income | 353,000 | USD | evidence → |
| Noninterest expense | 2,076,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,714,000 | USD | evidence → |
| Income tax | 83,000 | USD | evidence → |
| Net income | 1,631,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,132,000 | USD | evidence → |
| Total capital | 8,907,000 | USD | evidence → |
| Risk-weighted assets | 63,004,000 | USD | evidence → |