Call report 2008Q4
CITIZENS SAVINGS BANK — 2008Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,955,000 | USD | evidence → |
| Total loans | 53,426,000 | USD | evidence → |
| Allowance for loan losses | 775,000 | USD | evidence → |
| Securities available for sale | 37,172,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,199,000 | USD | evidence → |
| Interest-bearing deposits | 75,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,622,000 | USD | evidence → |
| Equity capital | 8,095,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,084,000 | USD | evidence → |
| Interest expense | 1,955,000 | USD | evidence → |
| Net interest income | 3,129,000 | USD | evidence → |
| Noninterest income | 319,000 | USD | evidence → |
| Noninterest expense | 1,919,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,568,000 | USD | evidence → |
| Income tax | 76,000 | USD | evidence → |
| Net income | 1,492,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,931,000 | USD | evidence → |
| Total capital | 8,706,000 | USD | evidence → |
| Risk-weighted assets | 62,454,000 | USD | evidence → |