Call report 2007Q4
CITIZENS SAVINGS BANK — 2007Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,935,000 | USD | evidence → |
| Total loans | 47,999,000 | USD | evidence → |
| Allowance for loan losses | 763,000 | USD | evidence → |
| Securities available for sale | 39,267,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,142,000 | USD | evidence → |
| Interest-bearing deposits | 70,754,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,388,000 | USD | evidence → |
| Equity capital | 7,759,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,321,000 | USD | evidence → |
| Interest expense | 2,432,000 | USD | evidence → |
| Net interest income | 2,889,000 | USD | evidence → |
| Noninterest income | 335,000 | USD | evidence → |
| Noninterest expense | 1,793,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 1,407,000 | USD | evidence → |
| Income tax | 68,000 | USD | evidence → |
| Net income | 1,339,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,687,000 | USD | evidence → |
| Total capital | 8,410,000 | USD | evidence → |
| Risk-weighted assets | 57,786,000 | USD | evidence → |