Call report 2007Q2
CITIZENS SAVINGS BANK — 2007Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,486,000 | USD | evidence → |
| Total loans | 47,292,000 | USD | evidence → |
| Allowance for loan losses | 753,000 | USD | evidence → |
| Securities available for sale | 37,700,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,388,000 | USD | evidence → |
| Interest-bearing deposits | 75,754,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,634,000 | USD | evidence → |
| Equity capital | 6,960,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,634,000 | USD | evidence → |
| Interest expense | 1,174,000 | USD | evidence → |
| Net interest income | 1,460,000 | USD | evidence → |
| Noninterest income | 163,000 | USD | evidence → |
| Noninterest expense | 886,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 714,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 680,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,553,000 | USD | evidence → |
| Total capital | 8,273,000 | USD | evidence → |
| Risk-weighted assets | 57,535,000 | USD | evidence → |