Call reports 2026
AMERICAN BANK AND TRUST COMPANY — 2026
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 319,673,000 | 324,441,000 |
| Total loans | 201,752,000 | 194,622,000 |
| Allowance for loan losses | 2,059,000 | 2,253,000 |
| Securities available for sale | 88,000,000 | 84,175,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 264,644,000 | 268,851,000 |
| Interest-bearing deposits | 197,269,000 | 199,619,000 |
| Noninterest-bearing deposits | 67,375,000 | 69,232,000 |
| Equity capital | 49,668,000 | 50,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,614,000 | 9,180,000 |
| Interest expense | 1,515,000 | 2,989,000 |
| Net interest income | 3,099,000 | 6,191,000 |
| Noninterest income | 538,000 | 953,000 |
| Noninterest expense | 1,931,000 | 3,918,000 |
| Provision for loan losses | 45,000 | 227,000 |
| Pretax income | 1,706,000 | 3,001,000 |
| Income tax | 417,000 | 714,000 |
| Net income | 1,289,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 50,120,000 | 50,985,000 |