Call reports 2025
AMERICAN BANK AND TRUST COMPANY — 2025
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 306,591,000 | 329,938,000 | 335,170,000 | 323,126,000 |
| Total loans | 194,541,000 | 202,151,000 | 194,091,000 | 198,969,000 |
| Allowance for loan losses | 1,062,000 | 971,000 | 2,367,000 | 2,318,000 |
| Securities available for sale | 86,724,000 | 85,358,000 | 88,565,000 | 91,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,727,000 | 276,682,000 | 282,618,000 | 269,369,000 |
| Interest-bearing deposits | 177,966,000 | 191,000,000 | 193,898,000 | 196,031,000 |
| Noninterest-bearing deposits | 76,761,000 | 85,682,000 | 88,720,000 | 73,338,000 |
| Equity capital | 46,019,000 | 47,845,000 | 47,171,000 | 48,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,770,000 | 9,751,000 | 14,671,000 | 19,584,000 |
| Interest expense | 1,434,000 | 2,957,000 | 4,543,000 | 6,145,000 |
| Net interest income | 3,336,000 | 6,794,000 | 10,128,000 | 13,439,000 |
| Noninterest income | 349,000 | 660,000 | 334,000 | 665,000 |
| Noninterest expense | 1,637,000 | 3,456,000 | 5,198,000 | 7,169,000 |
| Provision for loan losses | 0 | 0 | 2,500,000 | 2,500,000 |
| Pretax income | 2,048,000 | 3,998,000 | 2,764,000 | 4,435,000 |
| Income tax | 508,000 | 991,000 | 680,000 | 1,049,000 |
| Net income | 1,540,000 | 3,007,000 | 2,084,000 | 3,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,300,000 | 48,745,000 | 47,729,000 | 48,933,000 |