Call reports 2023
AMERICAN BANK AND TRUST COMPANY — 2023
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 308,977,000 | 280,410,000 | 280,572,000 | 292,045,000 |
| Total loans | 147,437,000 | 143,812,000 | 142,039,000 | 148,617,000 |
| Allowance for loan losses | 759,000 | 759,000 | 960,000 | 954,000 |
| Securities available for sale | 123,325,000 | 106,992,000 | 103,946,000 | 100,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,656,000 | 240,440,000 | 239,516,000 | 248,114,000 |
| Interest-bearing deposits | 171,204,000 | 157,614,000 | 175,751,000 | 176,089,000 |
| Noninterest-bearing deposits | 85,452,000 | 82,826,000 | 63,765,000 | 72,025,000 |
| Equity capital | 34,167,000 | 34,515,000 | 35,408,000 | 37,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,834,000 | 7,770,000 | 11,555,000 | 16,041,000 |
| Interest expense | 966,000 | 2,187,000 | 3,328,000 | 4,718,000 |
| Net interest income | 2,868,000 | 5,583,000 | 8,227,000 | 11,323,000 |
| Noninterest income | 357,000 | 961,000 | 1,277,000 | 1,562,000 |
| Noninterest expense | 1,599,000 | 3,188,000 | 4,817,000 | 6,566,000 |
| Provision for loan losses | 172,000 | 556,000 | 757,000 | 757,000 |
| Pretax income | 1,393,000 | 2,623,000 | 3,753,000 | 5,385,000 |
| Income tax | 339,000 | 638,000 | 913,000 | 1,233,000 |
| Net income | 1,054,000 | 1,985,000 | 2,840,000 | 4,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,600,000 | 39,418,000 | 40,160,000 | 41,359,000 |