Call reports 2022
AMERICAN BANK AND TRUST COMPANY — 2022
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 303,021,000 | 274,078,000 | 294,747,000 | 291,618,000 |
| Total loans | 127,206,000 | 125,325,000 | 131,146,000 | 143,725,000 |
| Allowance for loan losses | 618,000 | 618,000 | 618,000 | 578,000 |
| Securities available for sale | 92,845,000 | 100,369,000 | 106,377,000 | 116,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,572,000 | 240,699,000 | 257,488,000 | 240,890,000 |
| Interest-bearing deposits | 161,034,000 | 148,037,000 | 148,746,000 | 149,951,000 |
| Noninterest-bearing deposits | 107,538,000 | 92,662,000 | 108,742,000 | 90,939,000 |
| Equity capital | 32,369,000 | 31,966,000 | 30,927,000 | 32,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,801,000 | 5,166,000 | 8,065,000 | 12,213,000 |
| Interest expense | 178,000 | 363,000 | 667,000 | 1,158,000 |
| Net interest income | 2,623,000 | 4,803,000 | 7,398,000 | 11,055,000 |
| Noninterest income | 237,000 | 488,000 | 750,000 | 1,017,000 |
| Noninterest expense | 1,523,000 | 3,090,000 | 4,750,000 | 6,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 600,000 |
| Pretax income | 1,337,000 | 2,201,000 | 3,433,000 | 5,191,000 |
| Income tax | 353,000 | 574,000 | 912,000 | 1,282,000 |
| Net income | 984,000 | 1,627,000 | 2,521,000 | 3,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,070,000 | 35,600,000 | 36,381,000 | 37,555,000 |