Call reports 2021
AMERICAN BANK AND TRUST COMPANY — 2021
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 338,308,000 | 294,015,000 | 317,293,000 | 310,005,000 |
| Total loans | 153,163,000 | 153,384,000 | 135,863,000 | 136,920,000 |
| Allowance for loan losses | 618,000 | 618,000 | 618,000 | 618,000 |
| Securities available for sale | 62,888,000 | 64,145,000 | 69,677,000 | 86,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,451,000 | 257,845,000 | 280,230,000 | 273,136,000 |
| Interest-bearing deposits | 153,979,000 | 159,532,000 | 161,323,000 | 166,420,000 |
| Noninterest-bearing deposits | 148,472,000 | 98,313,000 | 118,907,000 | 106,716,000 |
| Equity capital | 31,778,000 | 32,908,000 | 33,607,000 | 33,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,814,000 | 5,799,000 | 8,554,000 | 10,893,000 |
| Interest expense | 197,000 | 383,000 | 572,000 | 763,000 |
| Net interest income | 2,617,000 | 5,416,000 | 7,982,000 | 10,130,000 |
| Noninterest income | 324,000 | 583,000 | 832,000 | 1,102,000 |
| Noninterest expense | 1,361,000 | 2,822,000 | 4,322,000 | 5,857,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,583,000 | 3,183,000 | 4,498,000 | 5,381,000 |
| Income tax | 421,000 | 848,000 | 1,199,000 | 1,317,000 |
| Net income | 1,162,000 | 2,335,000 | 3,299,000 | 4,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,633,000 | 32,694,000 | 33,546,000 | 34,198,000 |