Call reports 2020
AMERICAN BANK AND TRUST COMPANY — 2020
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 240,841,000 | 292,259,000 | 299,356,000 | 307,662,000 |
| Total loans | 110,426,000 | 127,616,000 | 137,156,000 | 146,327,000 |
| Allowance for loan losses | 510,000 | 617,000 | 617,000 | 617,000 |
| Securities available for sale | 77,363,000 | 65,463,000 | 70,550,000 | 65,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,340,000 | 258,158,000 | 264,843,000 | 272,261,000 |
| Interest-bearing deposits | 137,458,000 | 152,923,000 | 156,256,000 | 151,859,000 |
| Noninterest-bearing deposits | 68,882,000 | 105,235,000 | 108,587,000 | 120,402,000 |
| Equity capital | 29,367,000 | 29,764,000 | 30,068,000 | 31,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,295,000 | 4,853,000 | 6,930,000 | 9,944,000 |
| Interest expense | 475,000 | 853,000 | 1,143,000 | 1,365,000 |
| Net interest income | 1,820,000 | 4,000,000 | 5,787,000 | 8,579,000 |
| Noninterest income | 241,000 | 418,000 | 631,000 | 862,000 |
| Noninterest expense | 1,304,000 | 2,622,000 | 3,940,000 | 5,229,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | 700,000 |
| Pretax income | 916,000 | 1,695,000 | 2,378,000 | 3,712,000 |
| Income tax | 235,000 | 438,000 | 616,000 | 909,000 |
| Net income | 681,000 | 1,257,000 | 1,762,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,799,000 | 29,263,000 | 29,655,000 | 30,583,000 |