Call reports 2019
AMERICAN BANK AND TRUST COMPANY — 2019
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 241,339,000 | 235,200,000 | 228,063,000 | 253,436,000 |
| Total loans | 119,048,000 | 122,607,000 | 115,647,000 | 110,946,000 |
| Allowance for loan losses | 405,000 | 455,000 | 505,000 | 511,000 |
| Securities available for sale | 90,548,000 | 91,000,000 | 87,434,000 | 83,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,074,000 | 199,745,000 | 193,650,000 | 218,553,000 |
| Interest-bearing deposits | 119,215,000 | 120,005,000 | 117,062,000 | 128,299,000 |
| Noninterest-bearing deposits | 88,859,000 | 79,740,000 | 76,588,000 | 90,254,000 |
| Equity capital | 26,337,000 | 27,295,000 | 27,798,000 | 28,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,449,000 | 5,002,000 | 7,499,000 | 9,806,000 |
| Interest expense | 441,000 | 941,000 | 1,492,000 | 1,998,000 |
| Net interest income | 2,008,000 | 4,061,000 | 6,007,000 | 7,808,000 |
| Noninterest income | 230,000 | 453,000 | 675,000 | 956,000 |
| Noninterest expense | 1,297,000 | 2,604,000 | 3,916,000 | 5,145,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 100,000 |
| Pretax income | 941,000 | 1,861,000 | 2,718,000 | 3,632,000 |
| Income tax | 243,000 | 479,000 | 696,000 | 873,000 |
| Net income | 698,000 | 1,382,000 | 2,022,000 | 2,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,506,000 | 27,075,000 | 27,606,000 | 28,230,000 |
| Total capital | 26,911,000 | 27,530,000 | 28,111,000 | 28,741,000 |
| Risk-weighted assets | 165,424,000 | 165,989,000 | 157,513,000 | 149,872,000 |