Call reports 2018
AMERICAN BANK AND TRUST COMPANY — 2018
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 213,405,000 | 211,924,000 | 223,701,000 | 240,683,000 |
| Total loans | 106,352,000 | 101,742,000 | 114,446,000 | 116,995,000 |
| Allowance for loan losses | 445,000 | 545,000 | 405,000 | 405,000 |
| Securities available for sale | 84,192,000 | 87,391,000 | 85,594,000 | 84,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,591,000 | 180,319,000 | 170,512,000 | 207,161,000 |
| Interest-bearing deposits | 114,601,000 | 111,773,000 | 119,512,000 | 125,263,000 |
| Noninterest-bearing deposits | 60,990,000 | 68,546,000 | 51,000,000 | 81,898,000 |
| Equity capital | 23,506,000 | 23,962,000 | 24,508,000 | 25,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 4,157,000 | 6,592,000 | 9,064,000 |
| Interest expense | 303,000 | 636,000 | 1,040,000 | 1,517,000 |
| Net interest income | 1,715,000 | 3,521,000 | 5,552,000 | 7,547,000 |
| Noninterest income | 268,000 | 677,000 | 914,000 | 1,093,000 |
| Noninterest expense | 1,195,000 | 2,448,000 | 3,719,000 | 5,072,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 788,000 | 1,650,000 | 2,647,000 | 3,468,000 |
| Income tax | 201,000 | 421,000 | 682,000 | 838,000 |
| Net income | 587,000 | 1,229,000 | 1,965,000 | 2,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,215,000 | 24,745,000 | 25,369,000 | 25,921,000 |
| Total capital | 24,660,000 | 25,290,000 | 25,774,000 | 26,326,000 |
| Risk-weighted assets | 154,152,000 | 153,124,000 | 161,913,000 | 165,218,000 |