Call reports 2017
AMERICAN BANK AND TRUST COMPANY — 2017
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,925,000 | 204,731,000 | 207,609,000 | 213,250,000 |
| Total loans | 93,493,000 | 88,886,000 | 93,383,000 | 102,231,000 |
| Allowance for loan losses | 454,000 | 454,000 | 444,000 | 445,000 |
| Securities available for sale | 71,496,000 | 80,576,000 | 87,622,000 | 82,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,301,000 | 169,535,000 | 172,118,000 | 180,275,000 |
| Interest-bearing deposits | 92,669,000 | 96,866,000 | 103,642,000 | 117,451,000 |
| Noninterest-bearing deposits | 75,632,000 | 72,669,000 | 68,476,000 | 62,824,000 |
| Equity capital | 22,721,000 | 22,964,000 | 23,150,000 | 23,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,431,000 | 5,285,000 | 7,194,000 |
| Interest expense | 180,000 | 387,000 | 642,000 | 929,000 |
| Net interest income | 1,524,000 | 3,044,000 | 4,643,000 | 6,265,000 |
| Noninterest income | 494,000 | 1,002,000 | 1,473,000 | 898,000 |
| Noninterest expense | 1,440,000 | 2,895,000 | 4,333,000 | 4,882,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 528,000 | 1,101,000 | 1,733,000 | 2,046,000 |
| Income tax | 198,000 | 422,000 | 662,000 | 382,000 |
| Net income | 330,000 | 679,000 | 1,071,000 | 1,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,785,000 | 23,022,000 | 23,260,000 | 23,741,000 |
| Total capital | 23,239,000 | 23,476,000 | 23,704,000 | 24,186,000 |
| Risk-weighted assets | 128,530,000 | 129,287,000 | 138,977,000 | 150,337,000 |