Call reports 2013
AMERICAN BANK AND TRUST COMPANY — 2013
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 185,953,000 | 196,364,000 | 194,888,000 | 209,523,000 |
| Total loans | 79,133,000 | 82,753,000 | 83,671,000 | 78,179,000 |
| Allowance for loan losses | 684,000 | 684,000 | 684,000 | 683,000 |
| Securities available for sale | 77,082,000 | 77,918,000 | 82,000,000 | 82,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,687,000 | 162,619,000 | 160,818,000 | 175,279,000 |
| Interest-bearing deposits | 94,763,000 | 94,962,000 | 94,033,000 | 99,726,000 |
| Noninterest-bearing deposits | 61,924,000 | 67,657,000 | 66,785,000 | 75,553,000 |
| Equity capital | 19,148,000 | 18,506,000 | 18,784,000 | 18,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,667,000 | 4,060,000 | 5,506,000 |
| Interest expense | 195,000 | 387,000 | 585,000 | 642,000 |
| Net interest income | 1,100,000 | 2,280,000 | 3,475,000 | 4,864,000 |
| Noninterest income | 232,000 | 479,000 | 698,000 | 907,000 |
| Noninterest expense | 1,202,000 | 2,261,000 | 3,478,000 | 4,734,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 493,000 | 691,000 | 1,033,000 |
| Income tax | 52,000 | 200,000 | 280,000 | 333,000 |
| Net income | 72,000 | 293,000 | 411,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,075,000 | 19,183,000 | 19,189,000 | 19,366,000 |
| Total capital | 19,759,000 | 19,867,000 | 19,873,000 | 20,049,000 |
| Risk-weighted assets | 108,745,000 | 115,975,000 | 114,577,000 | 111,447,000 |