Call reports 2011
AMERICAN BANK AND TRUST COMPANY — 2011
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 164,695,000 | 177,669,000 | 168,829,000 | 169,128,000 |
| Total loans | 78,974,000 | 80,535,000 | 82,938,000 | 81,321,000 |
| Allowance for loan losses | 504,000 | 504,000 | 505,000 | 505,000 |
| Securities available for sale | 68,598,000 | 57,096,000 | 57,828,000 | 69,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,130,000 | 153,260,000 | 144,176,000 | 144,400,000 |
| Interest-bearing deposits | 89,432,000 | 90,905,000 | 94,898,000 | 93,668,000 |
| Noninterest-bearing deposits | 50,698,000 | 62,355,000 | 49,278,000 | 50,732,000 |
| Equity capital | 18,867,000 | 18,904,000 | 18,918,000 | 18,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,910,000 | 4,362,000 | 5,805,000 |
| Interest expense | 208,000 | 432,000 | 641,000 | 843,000 |
| Net interest income | 1,255,000 | 2,478,000 | 3,721,000 | 4,962,000 |
| Noninterest income | 257,000 | 477,000 | 694,000 | 938,000 |
| Noninterest expense | 1,409,000 | 2,797,000 | 4,147,000 | 5,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 377,000 | 512,000 | 776,000 |
| Income tax | 81,000 | 140,000 | 191,000 | 271,000 |
| Net income | 140,000 | 237,000 | 321,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,854,000 | 18,839,000 | 18,810,000 | 18,880,000 |
| Total capital | 19,358,000 | 19,343,000 | 19,315,000 | 19,385,000 |
| Risk-weighted assets | 94,849,000 | 94,493,000 | 96,272,000 | 97,272,000 |