Call reports 2010
AMERICAN BANK AND TRUST COMPANY — 2010
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 170,403,000 | 177,712,000 | 187,050,000 | 172,417,000 |
| Total loans | 78,568,000 | 73,537,000 | 75,649,000 | 78,035,000 |
| Allowance for loan losses | 502,000 | 505,000 | 507,000 | 503,000 |
| Securities available for sale | 67,592,000 | 62,989,000 | 67,279,000 | 59,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,960,000 | 153,055,000 | 162,413,000 | 147,318,000 |
| Interest-bearing deposits | 106,146,000 | 112,192,000 | 106,543,000 | 102,416,000 |
| Noninterest-bearing deposits | 44,814,000 | 40,863,000 | 55,870,000 | 44,902,000 |
| Equity capital | 18,968,000 | 19,120,000 | 19,087,000 | 19,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 3,229,000 | 4,688,000 | 6,548,000 |
| Interest expense | 238,000 | 501,000 | 709,000 | 959,000 |
| Net interest income | 1,215,000 | 2,728,000 | 3,979,000 | 5,589,000 |
| Noninterest income | 237,000 | 462,000 | 670,000 | 882,000 |
| Noninterest expense | 1,457,000 | 2,845,000 | 4,175,000 | 5,634,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 421,000 | 904,000 | 1,142,000 | 1,513,000 |
| Income tax | 154,000 | 344,000 | 429,000 | 554,000 |
| Net income | 267,000 | 560,000 | 713,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,472,000 | 18,653,000 | 18,692,000 | 18,826,000 |
| Total capital | 18,974,000 | 19,158,000 | 19,199,000 | 19,329,000 |
| Risk-weighted assets | 94,759,000 | 87,872,000 | 92,542,000 | 91,207,000 |