Call reports 2001
AMERICAN BANK AND TRUST COMPANY — 2001
What AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,422,000 | 149,501,000 | 150,144,000 | 147,792,000 |
| Total loans | 77,900,000 | 73,802,000 | 77,427,000 | 77,054,000 |
| Allowance for loan losses | 930,000 | 931,000 | 931,000 | 927,000 |
| Securities available for sale | 48,217,000 | 54,405,000 | 45,452,000 | 50,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,953,000 | 132,377,000 | 127,437,000 | 132,653,000 |
| Interest-bearing deposits | 114,222,000 | 106,293,000 | 102,339,000 | 106,913,000 |
| Noninterest-bearing deposits | 26,731,000 | 26,084,000 | 25,098,000 | 25,740,000 |
| Equity capital | 15,803,000 | 15,949,000 | 16,409,000 | 14,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,861,000 | 5,358,000 | 7,810,000 | 9,857,000 |
| Interest expense | 1,480,000 | 2,629,000 | 3,601,000 | 4,295,000 |
| Net interest income | 1,381,000 | 2,729,000 | 4,209,000 | 5,562,000 |
| Noninterest income | 317,000 | 564,000 | 790,000 | 1,023,000 |
| Noninterest expense | 1,252,000 | 2,394,000 | 3,557,000 | 4,756,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 475,000 | 936,000 | 1,493,000 | 1,899,000 |
| Income tax | 169,000 | 335,000 | 539,000 | 676,000 |
| Net income | 306,000 | 601,000 | 954,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,587,000 | 15,752,000 | 15,975,000 | 14,132,000 |
| Total capital | 16,517,000 | 16,683,000 | 16,906,000 | 15,059,000 |
| Risk-weighted assets | 83,502,000 | 77,989,000 | 83,132,000 | 81,949,000 |