Call reports 2013
FIRST NATIONAL BANK AND TRUST — 2013
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,079,000 | 46,196,000 | 44,833,000 | 45,209,000 |
| Total loans | 29,999,000 | 30,997,000 | 30,760,000 | 29,931,000 |
| Allowance for loan losses | 455,000 | 467,000 | 468,000 | 454,000 |
| Securities available for sale | 8,252,000 | 7,445,000 | 7,010,000 | 6,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,147,000 | 40,330,000 | 39,409,000 | 39,758,000 |
| Interest-bearing deposits | 32,972,000 | 31,360,000 | 30,595,000 | 27,491,000 |
| Noninterest-bearing deposits | 8,175,000 | 8,970,000 | 8,814,000 | 12,267,000 |
| Equity capital | 4,335,000 | 4,222,000 | 4,300,000 | 4,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 988,000 | 1,479,000 | 1,951,000 |
| Interest expense | 101,000 | 195,000 | 279,000 | 349,000 |
| Net interest income | 378,000 | 793,000 | 1,200,000 | 1,602,000 |
| Noninterest income | 113,000 | 213,000 | 287,000 | 270,000 |
| Noninterest expense | 422,000 | 820,000 | 1,216,000 | 1,534,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 59,000 | 167,000 | 252,000 | 319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 167,000 | 252,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,170,000 | 4,277,000 | 4,336,000 | 4,363,000 |
| Total capital | 4,565,000 | 4,686,000 | 4,735,000 | 4,754,000 |
| Risk-weighted assets | 31,523,000 | 32,625,000 | 31,890,000 | 31,255,000 |