Call reports 2012
FIRST NATIONAL BANK AND TRUST — 2012
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,033,000 | 49,989,000 | 47,488,000 | 48,404,000 |
| Total loans | 28,126,000 | 28,519,000 | 30,462,000 | 30,401,000 |
| Allowance for loan losses | 486,000 | 488,000 | 455,000 | 442,000 |
| Securities available for sale | 8,690,000 | 9,083,000 | 8,093,000 | 8,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,647,000 | 44,537,000 | 42,143,000 | 43,387,000 |
| Interest-bearing deposits | 31,882,000 | 32,117,000 | 32,070,000 | 33,579,000 |
| Noninterest-bearing deposits | 11,765,000 | 12,420,000 | 10,073,000 | 9,808,000 |
| Equity capital | 3,998,000 | 4,141,000 | 4,210,000 | 4,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 990,000 | 1,488,000 | 1,988,000 |
| Interest expense | 115,000 | 228,000 | 338,000 | 444,000 |
| Net interest income | 372,000 | 762,000 | 1,150,000 | 1,544,000 |
| Noninterest income | 43,000 | 180,000 | 223,000 | 260,000 |
| Noninterest expense | 439,000 | 846,000 | 1,248,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | -24,000 | 96,000 | 125,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -24,000 | 96,000 | 125,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,840,000 | 3,962,000 | 3,991,000 | 4,110,000 |
| Total capital | 4,210,000 | 4,347,000 | 4,388,000 | 4,516,000 |
| Risk-weighted assets | 29,447,000 | 30,704,000 | 31,701,000 | 32,413,000 |