Call reports 2011
FIRST NATIONAL BANK AND TRUST — 2011
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,979,000 | 43,878,000 | 45,867,000 | 46,820,000 |
| Total loans | 25,634,000 | 26,759,000 | 26,425,000 | 28,023,000 |
| Allowance for loan losses | 562,000 | 537,000 | 554,000 | 496,000 |
| Securities available for sale | 10,524,000 | 9,798,000 | 10,209,000 | 10,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,226,000 | 38,332,000 | 40,300,000 | 41,353,000 |
| Interest-bearing deposits | 31,620,000 | 31,079,000 | 32,844,000 | 33,358,000 |
| Noninterest-bearing deposits | 6,606,000 | 7,253,000 | 7,456,000 | 7,995,000 |
| Equity capital | 3,864,000 | 4,031,000 | 4,099,000 | 4,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,008,000 | 1,491,000 | 1,959,000 |
| Interest expense | 118,000 | 236,000 | 353,000 | 469,000 |
| Net interest income | 387,000 | 772,000 | 1,138,000 | 1,490,000 |
| Noninterest income | 119,000 | 195,000 | 267,000 | 300,000 |
| Noninterest expense | 459,000 | 906,000 | 1,284,000 | 1,699,000 |
| Provision for loan losses | 20,000 | 46,000 | 74,000 | 79,000 |
| Pretax income | 27,000 | 15,000 | 47,000 | 12,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 23,000 | 11,000 | 43,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,880,000 | 3,868,000 | 3,899,000 | 3,866,000 |
| Total capital | 4,226,000 | 4,231,000 | 4,260,000 | 4,243,000 |
| Risk-weighted assets | 27,493,000 | 28,863,000 | 28,650,000 | 30,067,000 |