Call reports 2010
FIRST NATIONAL BANK AND TRUST — 2010
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 45,769,000 | 46,374,000 | 48,582,000 | 44,615,000 |
| Total loans | 26,316,000 | 26,164,000 | 26,547,000 | 26,795,000 |
| Allowance for loan losses | 751,000 | 656,000 | 694,000 | 552,000 |
| Securities available for sale | 6,552,000 | 8,910,000 | 10,059,000 | 10,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,720,000 | 40,247,000 | 42,624,000 | 38,780,000 |
| Interest-bearing deposits | 29,429,000 | 32,380,000 | 33,300,000 | 31,039,000 |
| Noninterest-bearing deposits | 10,291,000 | 7,867,000 | 9,324,000 | 7,741,000 |
| Equity capital | 4,046,000 | 4,093,000 | 4,050,000 | 3,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 966,000 | 1,458,000 | 1,962,000 |
| Interest expense | 126,000 | 255,000 | 384,000 | 512,000 |
| Net interest income | 350,000 | 711,000 | 1,074,000 | 1,450,000 |
| Noninterest income | 112,000 | 192,000 | 214,000 | 427,000 |
| Noninterest expense | 431,000 | 870,000 | 1,283,000 | 1,884,000 |
| Provision for loan losses | 15,000 | 20,000 | 63,000 | 127,000 |
| Pretax income | 44,000 | 41,000 | -30,000 | -68,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 44,000 | 37,000 | -34,000 | -72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,972,000 | 3,966,000 | 3,895,000 | 3,857,000 |
| Total capital | 4,317,000 | 4,319,000 | 4,262,000 | 4,221,000 |
| Risk-weighted assets | 27,234,000 | 27,974,000 | 29,069,000 | 28,936,000 |