Call reports 2009
FIRST NATIONAL BANK AND TRUST — 2009
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,813,000 | 48,294,000 | 44,976,000 | 42,948,000 |
| Total loans | 34,320,000 | 33,066,000 | 30,751,000 | 29,407,000 |
| Allowance for loan losses | 822,000 | 798,000 | 727,000 | 793,000 |
| Securities available for sale | 6,047,000 | 5,998,000 | 6,235,000 | 6,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,706,000 | 40,803,000 | 37,628,000 | 36,881,000 |
| Interest-bearing deposits | 33,670,000 | 32,973,000 | 30,441,000 | 28,256,000 |
| Noninterest-bearing deposits | 6,036,000 | 7,830,000 | 7,187,000 | 8,625,000 |
| Equity capital | 4,506,000 | 4,379,000 | 4,295,000 | 3,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,231,000 | 1,813,000 | 2,365,000 |
| Interest expense | 301,000 | 519,000 | 697,000 | 852,000 |
| Net interest income | 320,000 | 712,000 | 1,116,000 | 1,513,000 |
| Noninterest income | 132,000 | 233,000 | 262,000 | 444,000 |
| Noninterest expense | 524,000 | 1,062,000 | 1,518,000 | 2,133,000 |
| Provision for loan losses | 250,000 | 290,000 | 390,000 | 630,000 |
| Pretax income | -283,000 | -330,000 | -453,000 | -729,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -283,000 | -330,000 | -453,000 | -729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,375,000 | 4,329,000 | 4,205,000 | 3,928,000 |
| Total capital | 4,804,000 | 4,753,000 | 4,599,000 | 4,303,000 |
| Risk-weighted assets | 33,926,000 | 33,525,000 | 31,226,000 | 29,607,000 |