Call reports 2007
FIRST NATIONAL BANK AND TRUST — 2007
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,198,000 | 63,909,000 | 67,637,000 | 67,300,000 |
| Total loans | 51,053,000 | 54,113,000 | 54,439,000 | 48,398,000 |
| Allowance for loan losses | 730,000 | 759,000 | 839,000 | 766,000 |
| Securities available for sale | 5,149,000 | 4,282,000 | 4,190,000 | 3,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,670,000 | 49,694,000 | 54,164,000 | 54,262,000 |
| Interest-bearing deposits | 42,415,000 | 41,890,000 | 47,910,000 | 46,731,000 |
| Noninterest-bearing deposits | 7,255,000 | 7,804,000 | 6,254,000 | 7,531,000 |
| Equity capital | 5,181,000 | 5,136,000 | 5,148,000 | 5,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,285,000 | 3,491,000 | 4,661,000 |
| Interest expense | 548,000 | 1,110,000 | 1,735,000 | 2,361,000 |
| Net interest income | 570,000 | 1,175,000 | 1,756,000 | 2,300,000 |
| Noninterest income | 101,000 | 192,000 | 301,000 | 419,000 |
| Noninterest expense | 535,000 | 1,030,000 | 1,542,000 | 2,133,000 |
| Provision for loan losses | 20,000 | 80,000 | 200,000 | 225,000 |
| Pretax income | 116,000 | 257,000 | 315,000 | 361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 246,000 | 301,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,233,000 | 5,211,000 | 5,190,000 | 5,165,000 |
| Total capital | 5,810,000 | 5,831,000 | 5,798,000 | 5,740,000 |
| Risk-weighted assets | 46,012,000 | 49,444,000 | 48,400,000 | 45,813,000 |