Call reports 2006
FIRST NATIONAL BANK AND TRUST — 2006
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,076,000 | 60,855,000 | 63,646,000 | 63,686,000 |
| Total loans | 47,503,000 | 49,227,000 | 50,411,000 | 52,096,000 |
| Allowance for loan losses | 597,000 | 633,000 | 659,000 | 710,000 |
| Securities available for sale | 5,534,000 | 5,351,000 | 5,256,000 | 5,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,987,000 | 48,687,000 | 51,127,000 | 51,110,000 |
| Interest-bearing deposits | 39,749,000 | 41,375,000 | 43,753,000 | 42,909,000 |
| Noninterest-bearing deposits | 8,238,000 | 7,312,000 | 7,374,000 | 8,201,000 |
| Equity capital | 3,810,000 | 4,835,000 | 5,074,000 | 5,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 2,058,000 | 3,234,000 | 4,391,000 |
| Interest expense | 415,000 | 878,000 | 1,409,000 | 1,949,000 |
| Net interest income | 559,000 | 1,180,000 | 1,825,000 | 2,442,000 |
| Noninterest income | 122,000 | 265,000 | 378,000 | 502,000 |
| Noninterest expense | 511,000 | 1,042,000 | 1,552,000 | 2,065,000 |
| Provision for loan losses | 25,000 | 66,000 | 91,000 | 141,000 |
| Pretax income | 145,000 | 337,000 | 560,000 | 738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 334,000 | 557,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,942,000 | 4,984,000 | 5,148,000 | 5,125,000 |
| Total capital | 4,491,000 | 5,557,000 | 5,738,000 | 5,732,000 |
| Risk-weighted assets | 43,907,000 | 45,769,000 | 47,857,000 | 48,419,000 |