Call reports 2002
FIRST NATIONAL BANK AND TRUST — 2002
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,147,000 | 41,061,000 | 41,863,000 | 42,901,000 |
| Total loans | 26,685,000 | 28,310,000 | 29,188,000 | 30,374,000 |
| Allowance for loan losses | 353,000 | 372,000 | 387,000 | 406,000 |
| Securities available for sale | 7,919,000 | 7,746,000 | 6,731,000 | 6,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,439,000 | 35,159,000 | 35,862,000 | 36,335,000 |
| Interest-bearing deposits | 30,127,000 | 30,387,000 | 30,056,000 | 31,116,000 |
| Noninterest-bearing deposits | 4,312,000 | 4,772,000 | 5,806,000 | 5,219,000 |
| Equity capital | 2,983,000 | 3,143,000 | 3,234,000 | 3,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,341,000 | 2,038,000 | 2,718,000 |
| Interest expense | 283,000 | 552,000 | 810,000 | 1,056,000 |
| Net interest income | 368,000 | 789,000 | 1,228,000 | 1,662,000 |
| Noninterest income | 43,000 | 99,000 | 155,000 | 228,000 |
| Noninterest expense | 277,000 | 555,000 | 855,000 | 1,211,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 65,000 |
| Pretax income | 119,000 | 303,000 | 483,000 | 614,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 303,000 | 483,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,000,000 | 3,044,000 | 3,074,000 | 3,110,000 |
| Total capital | 3,308,000 | 3,375,000 | 3,410,000 | 3,460,000 |
| Risk-weighted assets | 24,587,000 | 26,425,000 | 26,845,000 | 27,928,000 |