Call reports 2001
FIRST NATIONAL BANK AND TRUST — 2001
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,604,000 | 39,481,000 | 39,576,000 | 38,412,000 |
| Total loans | 25,893,000 | 26,167,000 | 26,388,000 | 26,911,000 |
| Allowance for loan losses | 318,000 | 336,000 | 342,000 | 350,000 |
| Securities available for sale | 9,754,000 | 8,342,000 | 8,348,000 | 8,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,907,000 | 33,694,000 | 33,753,000 | 32,137,000 |
| Interest-bearing deposits | 28,694,000 | 29,105,000 | 28,146,000 | 27,421,000 |
| Noninterest-bearing deposits | 4,213,000 | 4,589,000 | 5,606,000 | 4,716,000 |
| Equity capital | 2,829,000 | 2,877,000 | 3,046,000 | 2,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,497,000 | 2,220,000 | 2,900,000 |
| Interest expense | 397,000 | 788,000 | 1,144,000 | 1,465,000 |
| Net interest income | 359,000 | 709,000 | 1,076,000 | 1,435,000 |
| Noninterest income | 43,000 | 88,000 | 129,000 | 178,000 |
| Noninterest expense | 256,000 | 521,000 | 782,000 | 1,041,000 |
| Provision for loan losses | 35,000 | 55,000 | 60,000 | 75,000 |
| Pretax income | 122,000 | 232,000 | 363,000 | 497,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 233,000 | 375,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,798,000 | 2,849,000 | 2,942,000 | 2,931,000 |
| Total capital | 3,106,000 | 3,162,000 | 3,250,000 | 3,242,000 |
| Risk-weighted assets | 24,663,000 | 24,977,000 | 24,571,000 | 24,857,000 |