Call report 2004Q4
EXCHANGE BANK, THE — 2004Q4
The 22 measures EXCHANGE BANK, THE reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,040,000 | USD | evidence → |
| Total loans | 20,198,000 | USD | evidence → |
| Allowance for loan losses | 371,000 | USD | evidence → |
| Securities available for sale | 29,595,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,442,000 | USD | evidence → |
| Interest-bearing deposits | 34,254,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,188,000 | USD | evidence → |
| Equity capital | 7,916,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,066,000 | USD | evidence → |
| Interest expense | 408,000 | USD | evidence → |
| Net interest income | 1,658,000 | USD | evidence → |
| Noninterest income | 487,000 | USD | evidence → |
| Noninterest expense | 1,494,000 | USD | evidence → |
| Provision for loan losses | 28,000 | USD | evidence → |
| Pretax income | 623,000 | USD | evidence → |
| Income tax | 200,000 | USD | evidence → |
| Net income | 423,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,993,000 | USD | evidence → |
| Total capital | 8,344,000 | USD | evidence → |
| Risk-weighted assets | 28,087,000 | USD | evidence → |