Call reports 2017
PEOPLES NATIONAL BANK — 2017
What PEOPLES NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 376,249,000 | 409,778,000 | 407,034,000 | 393,003,000 |
| Total loans | 276,178,000 | 309,474,000 | 307,139,000 | 300,497,000 |
| Allowance for loan losses | 2,555,000 | 2,839,000 | 2,949,000 | 3,093,000 |
| Securities available for sale | 66,326,000 | 63,671,000 | 64,494,000 | 66,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,591,000 | 5,661,000 | 5,677,000 | 0 |
| Total deposits | 292,839,000 | 299,227,000 | 311,687,000 | 310,472,000 |
| Interest-bearing deposits | 210,848,000 | 213,375,000 | 220,314,000 | 219,285,000 |
| Noninterest-bearing deposits | 81,991,000 | 85,852,000 | 91,373,000 | 91,187,000 |
| Equity capital | 39,601,000 | 41,502,000 | 43,131,000 | 41,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,596,000 | 7,670,000 | 12,013,000 | 16,458,000 |
| Interest expense | 170,000 | 402,000 | 676,000 | 950,000 |
| Net interest income | 3,426,000 | 7,268,000 | 11,337,000 | 15,508,000 |
| Noninterest income | 8,376,000 | 18,710,000 | 28,754,000 | 37,983,000 |
| Noninterest expense | 9,669,000 | 20,307,000 | 30,771,000 | 40,582,000 |
| Provision for loan losses | 175,000 | 450,000 | 550,000 | 685,000 |
| Pretax income | 1,958,000 | 5,224,000 | 8,774,000 | 12,228,000 |
| Income tax | 730,000 | 1,963,000 | 3,297,000 | 4,684,000 |
| Net income | 1,228,000 | 3,261,000 | 5,477,000 | 7,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,041,000 | 41,603,000 | 43,311,000 | 42,225,000 |
| Total capital | 42,825,000 | 44,621,000 | 46,439,000 | 45,529,000 |
| Risk-weighted assets | 254,908,000 | 282,627,000 | 290,322,000 | 294,702,000 |