Call reports 2016
PEOPLES NATIONAL BANK — 2016
What PEOPLES NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 343,028,000 | 352,185,000 | 410,266,000 | 415,360,000 |
| Total loans | 256,890,000 | 270,573,000 | 318,792,000 | 318,741,000 |
| Allowance for loan losses | 1,816,000 | 2,011,000 | 2,167,000 | 2,374,000 |
| Securities available for sale | 50,765,000 | 44,842,000 | 52,100,000 | 57,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,552,000 | 5,666,000 | 5,674,000 | 5,534,000 |
| Total deposits | 260,008,000 | 265,129,000 | 286,016,000 | 286,236,000 |
| Interest-bearing deposits | 187,128,000 | 193,119,000 | 202,468,000 | 200,797,000 |
| Noninterest-bearing deposits | 72,880,000 | 72,010,000 | 83,548,000 | 85,439,000 |
| Equity capital | 34,191,000 | 36,208,000 | 38,553,000 | 39,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,229,000 | 6,672,000 | 10,148,000 | 14,066,000 |
| Interest expense | 155,000 | 325,000 | 493,000 | 704,000 |
| Net interest income | 3,074,000 | 6,347,000 | 9,655,000 | 13,362,000 |
| Noninterest income | 7,731,000 | 18,730,000 | 32,401,000 | 44,273,000 |
| Noninterest expense | 8,616,000 | 19,167,000 | 31,236,000 | 42,682,000 |
| Provision for loan losses | 116,000 | 306,000 | 456,000 | 656,000 |
| Pretax income | 2,150,000 | 5,751,000 | 10,511,000 | 14,444,000 |
| Income tax | 834,000 | 2,082,000 | 3,836,000 | 5,418,000 |
| Net income | 1,316,000 | 3,669,000 | 6,675,000 | 9,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,802,000 | 35,830,000 | 38,290,000 | 40,201,000 |
| Total capital | 35,802,000 | 38,025,000 | 40,641,000 | 42,759,000 |
| Risk-weighted assets | 220,868,000 | 228,291,000 | 255,322,000 | 266,689,000 |