Call reports 2015
PEOPLES NATIONAL BANK — 2015
What PEOPLES NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 316,192,000 | 344,014,000 | 359,246,000 | 353,555,000 |
| Total loans | 217,408,000 | 246,541,000 | 257,128,000 | 256,111,000 |
| Allowance for loan losses | 1,557,000 | 1,534,000 | 1,548,000 | 1,695,000 |
| Securities available for sale | 62,879,000 | 61,449,000 | 63,868,000 | 61,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,338,000 | 5,330,000 | 5,425,000 | 5,506,000 |
| Total deposits | 244,722,000 | 245,308,000 | 250,156,000 | 253,873,000 |
| Interest-bearing deposits | 177,279,000 | 176,493,000 | 178,459,000 | 181,700,000 |
| Noninterest-bearing deposits | 67,443,000 | 68,815,000 | 71,697,000 | 72,173,000 |
| Equity capital | 31,688,000 | 33,554,000 | 32,422,000 | 33,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,652,000 | 5,406,000 | 8,470,000 | 11,559,000 |
| Interest expense | 110,000 | 228,000 | 343,000 | 468,000 |
| Net interest income | 2,542,000 | 5,178,000 | 8,127,000 | 11,091,000 |
| Noninterest income | 8,890,000 | 20,516,000 | 30,511,000 | 38,874,000 |
| Noninterest expense | 8,738,000 | 18,756,000 | 28,268,000 | 37,275,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 165,000 |
| Pretax income | 2,854,000 | 7,098,000 | 10,505,000 | 12,711,000 |
| Income tax | 1,030,000 | 2,575,000 | 3,813,000 | 4,605,000 |
| Net income | 1,824,000 | 4,523,000 | 6,692,000 | 8,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,836,000 | 33,377,000 | 31,931,000 | 32,919,000 |
| Total capital | 32,642,000 | 35,160,000 | 33,728,000 | 34,798,000 |
| Risk-weighted assets | 176,567,000 | 197,244,000 | 208,927,000 | 216,929,000 |