Call reports 2014
PEOPLES NATIONAL BANK — 2014
What PEOPLES NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 267,256,000 | 286,716,000 | 316,261,000 | 317,604,000 |
| Total loans | 143,083,000 | 173,936,000 | 210,737,000 | 211,015,000 |
| Allowance for loan losses | 1,504,000 | 1,508,000 | 1,514,000 | 1,494,000 |
| Securities available for sale | 94,026,000 | 77,407,000 | 69,627,000 | 71,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,269,000 | 5,219,000 | 5,325,000 | 5,386,000 |
| Total deposits | 231,604,000 | 230,915,000 | 238,592,000 | 240,589,000 |
| Interest-bearing deposits | 172,825,000 | 169,572,000 | 173,785,000 | 173,570,000 |
| Noninterest-bearing deposits | 58,779,000 | 61,342,000 | 64,807,000 | 67,019,000 |
| Equity capital | 26,805,000 | 28,348,000 | 28,978,000 | 29,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,421,000 | 7,177,000 | 9,883,000 |
| Interest expense | 105,000 | 216,000 | 338,000 | 452,000 |
| Net interest income | 1,983,000 | 4,205,000 | 6,839,000 | 9,431,000 |
| Noninterest income | 5,509,000 | 13,054,000 | 20,390,000 | 27,724,000 |
| Noninterest expense | 6,814,000 | 14,744,000 | 23,069,000 | 31,075,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -50,000 |
| Pretax income | 792,000 | 2,651,000 | 4,310,000 | 6,207,000 |
| Income tax | 277,000 | 947,000 | 1,546,000 | 2,234,000 |
| Net income | 515,000 | 1,704,000 | 2,764,000 | 3,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,721,000 | 27,702,000 | 28,443,000 | 28,893,000 |
| Total capital | 28,409,000 | 29,510,000 | 30,256,000 | 30,637,000 |
| Risk-weighted assets | 134,949,000 | 149,717,000 | 170,471,000 | 171,088,000 |