Call reports 2013
PEOPLES NATIONAL BANK — 2013
What PEOPLES NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 224,486,000 | 286,290,000 | 265,327,000 | 268,323,000 |
| Total loans | 175,299,000 | 210,770,000 | 171,840,000 | 144,535,000 |
| Allowance for loan losses | 2,270,000 | 2,373,000 | 1,582,000 | 1,589,000 |
| Securities available for sale | 23,031,000 | 39,462,000 | 58,462,000 | 81,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 3,021,000 | 3,156,000 | 3,233,000 |
| Total deposits | 183,261,000 | 221,057,000 | 228,583,000 | 232,559,000 |
| Interest-bearing deposits | 129,958,000 | 164,486,000 | 170,375,000 | 173,222,000 |
| Noninterest-bearing deposits | 53,303,000 | 56,571,000 | 58,207,000 | 59,337,000 |
| Equity capital | 25,127,000 | 31,072,000 | 31,857,000 | 32,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 4,401,000 | 6,732,000 | 9,135,000 |
| Interest expense | 116,000 | 288,000 | 414,000 | 526,000 |
| Net interest income | 1,745,000 | 4,113,000 | 6,318,000 | 8,609,000 |
| Noninterest income | 9,682,000 | 20,030,000 | 27,366,000 | 32,997,000 |
| Noninterest expense | 9,844,000 | 20,234,000 | 29,296,000 | 36,542,000 |
| Provision for loan losses | -20,000 | -135,000 | -877,000 | -877,000 |
| Pretax income | 1,603,000 | 4,044,000 | 5,265,000 | 5,941,000 |
| Income tax | 594,000 | 1,489,000 | 1,936,000 | 2,172,000 |
| Net income | 1,009,000 | 2,555,000 | 3,329,000 | 3,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,627,000 | 30,995,000 | 31,762,000 | 32,220,000 |
| Total capital | 26,171,000 | 32,828,000 | 33,445,000 | 33,844,000 |
| Risk-weighted assets | 122,628,000 | 145,828,000 | 134,469,000 | 129,650,000 |