Call reports 2012
PEOPLES NATIONAL BANK — 2012
What PEOPLES NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,189,000 | 194,433,000 | 222,828,000 | 241,442,000 |
| Total loans | 134,099,000 | 148,665,000 | 172,232,000 | 189,706,000 |
| Allowance for loan losses | 2,601,000 | 2,197,000 | 2,177,000 | 2,284,000 |
| Securities available for sale | 19,596,000 | 14,505,000 | 18,417,000 | 20,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,717,000 | 155,751,000 | 170,842,000 | 167,670,000 |
| Interest-bearing deposits | 119,584,000 | 116,966,000 | 121,964,000 | 125,064,000 |
| Noninterest-bearing deposits | 36,133,000 | 38,785,000 | 48,879,000 | 42,606,000 |
| Equity capital | 19,658,000 | 20,986,000 | 22,562,000 | 24,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,468,000 | 5,239,000 | 7,041,000 |
| Interest expense | 143,000 | 277,000 | 408,000 | 539,000 |
| Net interest income | 1,587,000 | 3,191,000 | 4,831,000 | 6,502,000 |
| Noninterest income | 6,880,000 | 15,295,000 | 25,841,000 | 37,566,000 |
| Noninterest expense | 7,536,000 | 15,657,000 | 25,339,000 | 36,051,000 |
| Provision for loan losses | 5,000 | -242,000 | -177,000 | -52,000 |
| Pretax income | 926,000 | 3,260,000 | 5,699,000 | 8,258,000 |
| Income tax | 367,000 | 1,225,000 | 2,130,000 | 3,060,000 |
| Net income | 559,000 | 2,035,000 | 3,569,000 | 5,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,552,000 | 20,437,000 | 21,946,000 | 23,586,000 |
| Total capital | 19,880,000 | 21,855,000 | 23,477,000 | 25,171,000 |
| Risk-weighted assets | 104,847,000 | 112,526,000 | 121,717,000 | 126,052,000 |