Call reports 2011
PEOPLES NATIONAL BANK — 2011
What PEOPLES NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 170,776,000 | 167,820,000 | 179,212,000 | 196,611,000 |
| Total loans | 108,038,000 | 110,325,000 | 117,828,000 | 149,226,000 |
| Allowance for loan losses | 2,750,000 | 2,504,000 | 2,525,000 | 2,707,000 |
| Securities available for sale | 23,979,000 | 26,551,000 | 24,347,000 | 18,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,800,000 | 145,732,000 | 151,825,000 | 148,045,000 |
| Interest-bearing deposits | 115,852,000 | 114,294,000 | 116,193,000 | 115,336,000 |
| Noninterest-bearing deposits | 31,949,000 | 31,438,000 | 35,632,000 | 32,709,000 |
| Equity capital | 17,448,000 | 17,638,000 | 18,589,000 | 19,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 3,119,000 | 4,766,000 | 6,561,000 |
| Interest expense | 171,000 | 330,000 | 485,000 | 641,000 |
| Net interest income | 1,316,000 | 2,789,000 | 4,281,000 | 5,920,000 |
| Noninterest income | 4,344,000 | 8,668,000 | 13,859,000 | 20,930,000 |
| Noninterest expense | 5,591,000 | 11,078,000 | 16,796,000 | 24,543,000 |
| Provision for loan losses | 14,000 | 14,000 | 7,000 | 53,000 |
| Pretax income | 55,000 | 365,000 | 1,437,000 | 2,403,000 |
| Income tax | 25,000 | 237,000 | 295,000 | 651,000 |
| Net income | 30,000 | 128,000 | 1,142,000 | 1,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,510,000 | 15,657,000 | 16,781,000 | 17,671,000 |
| Total capital | 16,890,000 | 16,963,000 | 18,098,000 | 19,131,000 |
| Risk-weighted assets | 108,545,000 | 103,204,000 | 103,998,000 | 115,393,000 |