Call reports 2009
PEOPLES NATIONAL BANK — 2009
What PEOPLES NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 189,486,000 | 190,375,000 | 182,728,000 | 176,174,000 |
| Total loans | 132,379,000 | 133,038,000 | 119,781,000 | 111,078,000 |
| Allowance for loan losses | 2,997,000 | 2,955,000 | 3,685,000 | 3,464,000 |
| Securities available for sale | 28,748,000 | 28,779,000 | 30,117,000 | 31,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,050,000 | 168,876,000 | 161,938,000 | 156,000,000 |
| Interest-bearing deposits | 136,991,000 | 133,907,000 | 130,008,000 | 126,555,000 |
| Noninterest-bearing deposits | 34,060,000 | 34,969,000 | 31,930,000 | 29,445,000 |
| Equity capital | 16,100,000 | 17,349,000 | 16,201,000 | 16,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,559,000 | 5,266,000 | 7,840,000 | 10,441,000 |
| Interest expense | 538,000 | 1,049,000 | 1,515,000 | 1,943,000 |
| Net interest income | 2,021,000 | 4,217,000 | 6,325,000 | 8,498,000 |
| Noninterest income | 1,099,000 | 2,403,000 | 3,764,000 | 5,486,000 |
| Noninterest expense | 2,880,000 | 6,029,000 | 9,783,000 | 13,767,000 |
| Provision for loan losses | 962,000 | 2,179,000 | 4,512,000 | 4,712,000 |
| Pretax income | -544,000 | -1,163,000 | -3,708,000 | -3,997,000 |
| Income tax | 0 | 0 | -1,247,000 | -1,419,000 |
| Net income | -544,000 | -1,163,000 | -2,461,000 | -2,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,354,000 | 16,896,000 | 14,351,000 | 14,709,000 |
| Total capital | 17,193,000 | 18,665,000 | 16,025,000 | 16,306,000 |
| Risk-weighted assets | 145,816,000 | 140,178,000 | 131,779,000 | 125,664,000 |